Interested in Refinancing? The decision to refinance will depend on many factors, including how long you plan to be in the house, how much lower the interest rate will be on your new loan and if you want cash out.
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Thinking of Purchasing a Home?
Learn more about purchasing »
Credit
What is My Credit Score? Choosing the right loan is just as important as choosing your home. Do you know your credit score?
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“Designed to make the home loan process faster, cheaper, and easier as a family-owned independent mortgage broker.” Est. 2017
A legacy reborn. Mortgage-World.com is built on a foundation of resilience, vision, and family.
Our story begins back in 1999 on Park Avenue, NY where our father, Ralph Luis, started his mortgage career. He grew his business into a full-service operation—South Beach Home Loans—with branches in Elmwood Park, NJ, and Miami Beach, FL by 2004. He assembled a dedicated team of loan officers and processors and led the company with passion—until the 2008 financial crash swept away everything: the business, the office, and the team. Yet, one thing remained unbroken: our family and our dream.
Slowly but surely, our father, together with Chris, steadily rebuilt the business from the ground up. Today, that dream has become reality as Chris and his sister Julia run Mortgage-World.com.
Chris Luis, Broker/Owner, began his mortgage career in high school under the influence of his father and has dedicated over 20 years to the industry, bringing deep expertise and empathy to every client interaction. Julia Luis, a University of Miami graduate, grew up immersed in the profession, inspired by her family’s hard work, and joined the company after college as a Mortgage Loan Officer.
Together, Chris and Julia continue their father’s mission—to make the home loan process faster, more affordable, and easier for borrowers.
At Mortgage-World.com, we specialize in getting you a loan approval in usually less than an hour on Conventional loans! When you make an offer it’s with an actual loan approval. The loan approval will have the address of the property you are making the offer on. This gives the seller more confidence that you will be able to obtain financing to purchase their property, which makes the offer more attractive.
• Faster closing we usually have a clear to close in about 12 days.
• More negotiating power when it comes to making the deal final.
• A quick loan approval is a valuable advantage for borrowers who want to move quickly.
• Making an offer with a loan approval is becoming increasingly popular among home buyers.
• The seller will be more willing to accept your offer since they know that you have secured financing.
Your mortgage approval starts here.
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