NO DOC MORTGAGE

MORTGAGE-WORLD.com is an online mortgage company specializing in no income and no employment verification home loans.

No Doc Mortgage is a no income and no employment verification loan. We do not verify income or employment. The program does require reserves but the cash out on a refinance can be used for reserves making this a true NO DOC MORTGAGE.

Purchase and refinance loans on primary residence and second homes allowed with no income and no employment verification.

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No Doc Cash-Out RefinanceNo Doc Cash-Out Refinance
NO DOC MORTGAGE

Property Type:

  • Single Family
  • 2 -4 Units
  • Condo
  • Coop
  • Townhouse
  • Second Home
  • Non-Warrantable Condo

Reasons to Buy or Refinance:

  • No tax returns
  • No W2s
  • No paystubs
  • Recently self-employed
  • No bank statements
  • No employment
  • Interest only option

NO DOC MORTGAGE

Primary Residence & Second Home

If you need to buy a house or refinance and are not able to provide sufficient income using your paystubs, W2’s, tax returns, bank statements, SSI, pension income or lack of income then we have the right program for you. It’s the true no doc mortgage. The minimum credit score is 640 and you can buy a house or a rate & term refinance, 660 credit score to take cash out.

30 Year Fixed Rate

A 30-year fixed mortgage is possibly the most common type of mortgage loan. It has several characteristics that make it such a popular choice when financing a home purchase.  One of the key features of a 30-year fixed mortgage is its fixed interest rate. If you are able to lock a great interest rate when getting the mortgage, you are set. That is the rate for the next 30 years, assuming that you own the house that long.  Another attractive characteristic of a 30-year fixed mortgage is its relatively low monthly payment. Since repayment of the loan is stretched out over 30 years, that keeps the monthly payment from getting too high.

Call us 201-403-8673

Apply Now! »
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