VA Home Loan Florida

Mortgage-World.com is an online mortgage company specializing in a VA Home Loan and VA Mortgage Florida.

We have over 20 years experience in the mortgage industry and we are licensed in New Jersey, Connecticut and Florida.

A VA Home Loan Florida requires a minimum credit score of 500 with no down payment.

For a quicker response call 201.403.8673

VA HOME LOAN FLORIDA
VA Home Loan FloridaVA Home Loan Florida

To learn more about our Mortgage-World.com VA Home Loan Experience, visit VA Loans.

Purchase:

  • 500 minimum credit score
  • No down payment required
  • No monthly mortgage insurance
  • Low interest rates
  • Flexible credit requirements

Refinance:

  • 500 minimum credit score required
  • Up to 80% LTV (loan to value)
  • No mortgage late payments in the last 12 months
  • No monthly mortgage insurance
  • Low interest rates

Property Type:

  • Single Family
  • 2 Unit
  • 3 Unit
  • 4 Unit
  • Coop
  • Condo
  • Townhouse
  • Second homes
  • Manufactured homes
  • Mobile homes

VA HOME LOAN FLORIDA

What is a VA Mortgage?

If you’re a veteran or active-duty service member looking to buy a home in Florida, you may be eligible for a VA home loan and VA mortgage.

Because VA home loans are a great way to purchase a home, there will be no down payment and low interest rates. No monthly mortgage insurance is required as well.

Most lenders require a 620 credit score to qualify for a VA home loan and VA mortgage. At Mortgage-World.com, we require a minimum credit score of 500.

What is needed to qualify for a VA Mortgage?

  • 500 credit score of higher
  • Certificate of Eligibility
  • Served 90 consecutive days of active service during wartime
  • Served 181 days of active service during peacetime
  • Served six years in National Guard or Reserves
  • You are the spouse of a service member who died in the line of duty or as a result of a service-related disability

How to Apply for a VA Mortgage:

  1. Obtain your COE from the VA
  2. Get Pre-Qualified to determine how much your can afford to borrow
  3. Find a home that meets VA appraisal standards
  4. Complete the loan application process, including providing income and emplopyment documentation
  5. Close on your new home and move in!

What are the Benefits of a VA Mortgage?

  • No down payment required
  • No monthly mortgage insurance
  • Low interest rates
  • Flexible credit requirements
  • No pre-payment penalty

To learn more about VA-Backed Veteran home loans, visit U.S Department of Veteran Affairs.

Apply Now >>

For a quicker response, call 201.403.8673

Written by: Chris Luis, loan officer for Mortgage-World.com

  • Chris Luis covers mortgages and the housing market. Chris Luis has over 20 years experience in the mortgage industry.
VA Home Loan Florida

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